by Daniel Shahwan | Aug 9, 2023 | Investments
For investors wanting short-term or fixed-income growth, the options are secure and low-risk. Each option achieves those goals differently and some are better than others depending on your immediate needs. Savings Accounts Savings accounts are bank accounts not for...
by Daniel Shahwan | Aug 4, 2023 | Investments
All the disclosures have the same language: investing is a risk, a return is not guaranteed, and do not trust past results for future results. While this is true, for some, the stock market feels like a minefield of unknown investments where loss is inevitable. Many...
by AJ Franklin | Jul 28, 2023 | Wealth Management
Personal debt is used in economics to relay the outstanding debt of consumers. Personal debt is primarily amassed through consumption and not investment. In the United States, the average amount of debt per U.S. adult amounted to $58,604 in 2023. The total personal...
by AJ Franklin | Jul 28, 2023 | Economics, Investments
A Coverdell Education Savings Account (ESA) is a trust account created by the United States Government to assist families in funding educational expenses for beneficiaries. These beneficiaries must be under the age of 18 when the account is opened. Funds in a...
by AJ Franklin | Jul 26, 2023 | Investments
Agency bonds, also known as an agency debt, are not fully guaranteed the same way that U.S. Treasury and municipal bonds are. Agency bonds are issued by a government-sponsored enterprise or by a federal department that is not the U.S. Treasury. Most agency bonds are...
by AJ Franklin | Jul 26, 2023 | Investments
Common types of derivatives include futures contracts, forwards, options, and swaps. Derivatives can be a convenient way to achieve financial goals but can also include counterparty risk, inherent risks of leverage, and systemic risks. What Is a Derivative? Derivative...
by AJ Franklin | Jul 25, 2023 | Economics
A commodity is a basic good that is used in commerce and is interchangeable with other commodities of the same type. Commodities can be directly bought and sold in the cash market or by derivatives such as futures or options by investors and traders. High-risk...
by AJ Franklin | Jul 12, 2023 | Economics
For the first six months of 2023, Americans increasingly kept hearing about the risks of our debt ceiling. We also heard that the United States would default on its loan obligations and that it would contribute to a market collapse around the globe. What is it, why...
by AJ Franklin | Jul 11, 2023 | Economics
Industrial production measures the output in the manufacturing, mining, electric and gas industries. Measured monthly as the Industrial Production Index (IPI), it serves as a macroeconomic indicator for economists and investors. What Is It and How Does it Work? The...
by AJ Franklin | Jul 10, 2023 | Economics
Home building, also known as home starts, is the start of construction on a new residential housing unit. Home starts are an important economic indicator watched by participants in the financial market as new housing creates additional spending by consumers on...
