by AJ Franklin | May 25, 2023 | Investments
AJ Franklin, First State Investment Advisors The banking industry is one where consumers interact every day. They provide access to accounts, credit and debit cards, loans, wealth management services, insurance, and business banking. Banks provide a safe place for...
by AJ Franklin | May 24, 2023 | Investments
AJ Franklin, First State Investment Advisors A 529 plan is a tax-advantage savings plan designed to help pay for the cost of education. With the cost of education rising over the years, parents have started to open a 529 plan for their children to help assist them...
by Daniel Shahwan | May 23, 2023 | Investments
SPDR Consumer Discretionary (XLY) is one of the largest SPDR sectors, comprising over 10% of the S&P 500.1 The cyclical sector is a variety of unrelated industries that provide luxuries, some entertainment, cars, shopping, and non-necessities bought ad hoc. XLY’s...
by Daniel Shahwan | May 12, 2023 | Investments
Navigating 401(k) plans doesn’t have to be complicated with a financial advisor. Retirement planning is a balancing act between saving enough and maintaining a comfortable lifestyle today. 401(k)s are in growing popularity as employers shift away from pension plans....
by Daniel Shahwan | May 4, 2023 | Investments
Retirement planning is essential when planning personal finances. Financial planners strive to create a suitable living situation for today to enjoy a comfortable retirement later. Starting to save for retirement while young is important for wealth accumulation....
by Daniel Shahwan | Apr 28, 2023 | Investments
Farming is an increasingly automated industry. Its goal is to cut costs and increase efficiency, especially regarding mundane tasks, to grow more labor-intensive crops. Emerging technologies make planting, mowing, harvesting, and livestock production more efficient....
by Daniel Shahwan | Apr 21, 2023 | Financial Advisor
Two options for managing investments are robo-advisors and human financial advisors. Robo-advisors are computers that major firms use to allocate assets for passive portfolios in seconds. What started in the early 2000s has grown to widespread use, but there may still...
by Daniel Shahwan | Apr 19, 2023 | Investments
Warren Buffett is one of the world’s most successful stock market investors, with over $100 billion net worth. His advice is plentiful throughout the internet, but some of his best nuggets about his investment philosophies caught our attention. #1: Be Different in the...
by Daniel Shahwan | Apr 14, 2023 | Investments
Current news and human emotions can strongly impact market performance in the short term. The press can push short-term speculators to buy or sell impulsively and push long-term investors over the edge. Understanding market psychology can lead all market participants...
by Daniel Shahwan | Apr 14, 2023 | Investments
Dividends should be an integral part of stock selection. When a company earns net income, it can either reinvest it, pay off debt, or distribute it to shareholders. Not all companies pay dividends. Financial advisors may help investors build portfolios with...
