Industry: Coffee

Industry: Coffee

The bustling industry of coffee is one of the most vital in the world. 49% of Americans at least 20-years-old reported drinking coffee daily, according to a Journal of Nutrition study.1 Modern coffee industry research is split among many areas. These include cold...
Understanding the Income Statement

Understanding the Income Statement

Lay investors don’t need to be expert financial advisors or have strong backgrounds in accounting to get the basic financials. The income statement is a long math equation that calculates the money received, owed, paid to shareholders, and kept. Anyone can develop a...
Scams and Prevention

Scams and Prevention

In this imperfect world, many fall victim to schemes that lured them into financial ruin and identity theft. Fortunately, there are many ways people can safeguard themselves, their families, and their finances. Phishing When receiving a message that deceptively...
Bond Risk: A Look at Fixed Income Investments

Bond Risk: A Look at Fixed Income Investments

Fixed income investments are typically held by retirees preserving their income or people with short-term savings goals. While the term “fixed income” gives many the impression that the investments are safer than most, it does not imply they are risk-free. A fixed...
Treasury and Agency Bonds

Treasury and Agency Bonds

U.S. Treasury securities, also called Treasuries, are backed by the “full faith and credit” of the U.S. Government. Treasuries allow investors to invest in the activities of the Department of the Treasury. They are highly liquid and among the safest investments an...
Industry: Industrial Gas & Automation

Industry: Industrial Gas & Automation

“Industrial gases” is an umbrella term that refers to everything from hydrogen, helium, and nitrogen to rare gases, and many others.1 In the industry, manufacturing companies automate construction and metal processes using various gases, data analytics, and artificial...
Sum of the Parts Valuation

Sum of the Parts Valuation

Of all the ways to value a stock, one method is unlike the others. Sum of the parts (SOTP) valuation splits up the company into its divisions and values each one separately. Investors with financial advisors that invest in large companies may benefit from having a...