by Daniel Shahwan | Mar 27, 2024 | Investments
U.S. Treasury securities, also called Treasuries, are backed by the “full faith and credit” of the U.S. Government. Treasuries allow investors to invest in the activities of the Department of the Treasury. They are highly liquid and among the safest investments an...
by Daniel Shahwan | Mar 21, 2024 | Investments
“Industrial gases” is an umbrella term that refers to everything from hydrogen, helium, and nitrogen to rare gases, and many others.1 In the industry, manufacturing companies automate construction and metal processes using various gases, data analytics, and artificial...
by Daniel Shahwan | Feb 21, 2024 | Investments
A guardianship is an investment account for the benefit of a minor or incapacitated adult. When such an account is an IRA, children with earned income can contribute to their retirement savings and take strong advantage of compounding market growth. Guardianship...
by Daniel Shahwan | Feb 13, 2024 | Asset Management
Custodial accounts are adult-managed investment accounts for the child’s use and benefit. They have long educated young people about money and asset management while funding some of their expenses. Many financial advisors manage custodial accounts to help parents give...
by Daniel Shahwan | Feb 6, 2024 | Investments
Of all the ways to value a stock, one method is unlike the others. Sum of the parts (SOTP) valuation splits up the company into its divisions and values each one separately. Investors with financial advisors that invest in large companies may benefit from having a...
by Daniel Shahwan | Jan 5, 2024 | Investments
Two major pools of thought on Wall Street are technical and fundamental analysis. Each has intrinsically different assumptions about the market. Everyday investors should familiarize themselves with the philosophy of the financial advisors handling their money....
by Daniel Shahwan | Dec 28, 2023 | Wealth Management
Good credit scores are beneficial for securing loans and mortgages with the lowest possible interest rates. This three-digit number reflects your trustworthiness to lenders based on various factors in your history. Since the credit scoring system protects both you and...
by Daniel Shahwan | Dec 22, 2023 | Wealth Management
The mindset of proper budgeting isn’t about magically avoiding debt, but it’s about responsible money management and discipline. Similarly, budgeting is not a sign of defeat nor shame, but it’s a preventative measure against financial distress. The crucial step toward...
by Daniel Shahwan | Dec 18, 2023 | Investments
For self-employed individuals and their spouses seeking a distinctive approach to retirement planning, the solo 401(k) is a compelling choice. The solo 401(k) allows business owners to seamlessly navigate the roles of both employer and employee, offering a streamlined...
by Daniel Shahwan | Dec 6, 2023 | Investments
Small business owners have different retirement options than most: the SEP IRA and SIMPLE IRA. These lesser-known options can provide tax benefits and have higher contribution limits than the traditional IRA. SEP IRA and Roth SEP IRA The Simplified Employee Pension...
